Ten years ago, there were no solid personal finance apps out there. If you wanted to track your money, you didn't have many options beyond websites like Google Finance. I got my start tracking our budget and net worth with a spreadsheet. I would learn about Intuit's Quicken software but it felt silly to pay for software to help me save money. It wasn't until later that other personal finance tools started to appear.

1. Mac Finance Apps Free Downloads
2. Microsoft Finance App
3. Free Finance Apps For Windows

Mobile accounting apps enable you to plan your budget, send invoices, and track receipts anytime, anywhere from your Android or iOS device. Loan and Mortgage Calculators: A high-performance cloud based personal finance software for mac comes with a loan and mortgage calculator to help you calculate principal and interest payments. Search a portfolio of Finance & Accounting Software, SaaS and Cloud Applications. GetApp is your free Directory to Compare, Short-list and Evaluate Business Solutions. Save time with reviews, on-line.

Great App, Needs More Customization Honestly, this is a great app. I work in Finance and I love using this app to stay updated on the markets when I am out of the office. It’s got some great stuff, especially the news section and calendar features. Really top of the line data that is easily accessible.

Best Personal Finance App For Mac Free Apr 23, 2020 The best personal finance software can help you to manage your money flow in a better way. Money management is the most critical task in both personal and business life. Browse and download Finance apps on your iPad, iPhone, or iPod touch from the App Store. The App Store has a wide selection of Finance apps for your iOS device. Explore the best Finance software for Mac. Browse our catalog of over 50 000 mac apps. MacUpdate is serving app downloads since 1997. The best personal finance software works like a money management app that gives you an instant snapshot of your financial situation in seconds. A lot of the problems we face when dealing with money is how much time it takes to stay on top of things. A good personal finance app will help you save time and money.

The best personal finance software works like a money management app that gives you an instant snapshot of your financial situation in seconds. A lot of the problems we face when dealing with money is how much time it takes to stay on top of things. A good personal finance app will help you save time and money.

Earlier this year I polled the readers of Wallet Hacks for their “must-have, can't live without” money apps. I compiled their responses and made the following list of best personal finance software (most of which have a mobile app).

Best Money Management App – Personal Capital

A financial dashboard is a place where you can see everything involving your money in one place. Your assets, your liabilities, your net worth – all your financial accounts visible on one convenient page.

This is important because when that information is easily accessible, it's easily remembered and understood. We use it to pull in all of our data, though we ignore the credit card debt piece because we pay off our bills every month in full.

What's easier – logging into one account or logging into a dozen?

When it comes to a financial dashboard, the clear leader is Personal Capital. It has a rich suite of tools built around investments, with a nod towards expense tracking similar to Mint, so you can get a sense of where everything is at a moment's notice. If you're interested in a consultation with a financial advisor, they have that built-in as well and it's something that helps them stand out from other similar services. It's how Personal Capital makes the money that supports the free tool.

This app is for you if: You want an instant snapshot of your finances, from your investments to your budget, in one place. Personal Capital is free.

Best Investing App – Robinhood

Robinhood is a stock brokerage that offers commission free trades through their app or web interface. They're like any other brokerage, they use Apex Clearing Corporation, are a member of FINRA, and have SIPC insurance for up to $500,000 like any other brokerage. There is no account minimum, no maintenance fee, and you can even trade crypto if you're so inclined.

They make money by offering a Robinhood Gold subscription service that gets you margin and after-hours trading. If you want to trade stocks, I find it difficult to argue against a Robinhood and their free trades.

For a limited time, you can get a free share of stock from Robinhood.

Best Budgeting App – You Need a Budget

If you want to change your budget, You Need a Budget (YNAB) is one of the most powerful tools you can use because it does more than track your expenses – it actually helps you build and stick to a budget.

One of the biggest challenges in money management is in near-term planning. What are you going to do next week and next month?

Retirement can be decades away but you are spending money today and tomorrow. By getting the next month right, you go a long way towards getting your money situation under control.

YNAB has a four rule methodology that has worked well for its users.

1. Give Every Dollar A Job
2. Embrace Your True Expenses
3. Roll With The Punches
4. Age Your Money

Another reason why YNAB is powerful has to do with its educational tools and community. You will not find this with financial tools like Mint. There are no Whiteboard Wednesdays to help you understand your money a little better. This is what separates them from the pack in many ways. Our You Need a Budget review goes deeper into the app and the company if you wish to learn more.

This app is for you if: You want to transform your budget and get your spending in line with your financial goals. YNAB costs $6.99 a month after a 34-day trial.

It's this methodology around the tool that makes it powerful.

Budgeting Runner Up – Mint

For tracking a budget, Mint is one of the most popular free budgeting tools out there and we wanted to list them because they are free to use.

If you don't have sizable investments, Mint is a very powerful tool that is better for budgeting but less effective for investments. I felt like Mint was fantastic up to a point. Once you focus more on investing than budgeting, Personal Capital has far more tools to help you succeed.

This app is for you if: You want to know where your money is going each month without having to log into multiple accounts. Mint is free.

Best Support Tool – Tiller

Tiller is a service that will connect with your bank and credits card to pull daily transaction data into a sheet on Google Docs. No other service out there offers this. You can choose to start from half a dozen templates or roll your own, but Tiller will update it automatically from 100,000+ financial institutions.

Tiller automates your custom spreadsheet so it fits you perfectly. Don't change the way you do things to match a tool, add Tiller and bring your spreadsheet into the 21st century.

Tiller is a monthly subscription but it won't inundate you with advertisements or pitch you on their financial planning services as an upsell. (to be fair, other companies need to do that because they are free – the bills have to be paid!)

You get the customization of a financial spreadsheet but the automation piece so you don't need to login to all of your accounts and update everything manually. Removing that hurdle makes money management that much easier. They offer a free 30-day trial.

This app is for you if: You love spreadsheets or have one you've tailored but need a tool to help you pull the data for you. Tiller costs $6.58 per month ($79/year) after a 30-day trial. (here's more about Tiller)

Best Micro saving App – Acorns

One of the newest innovations in personal finance apps is the idea of a micro-savings app – where you can automatically save small amounts of money and have it invested in the market. The idea is that these apps will figure out how much they can transfer into an investment account without you, or your budget, realizing. It's less active than traditional saving but more effective if you're the type of person who doesn't actively manage your budget daily.

One of the best in class is Acorns, which doesn't rely on a black box “guessing” how much to save. When you make a purchase, the amount is rounded up and transferred. This predictability is often seen as a better process than some other apps, which “guess.” Guessing can be a little scary.

They also have a “Found Money” feature with some partners where if you purchase with a merchant, they may contribute a small bit to your Acorns account.

Here is our full review of Acorns.

Best Personal Finance Assistant – Trim

If robots can help you invest, perhaps they can help you do some of the more mundane jobs you don't want to?

That's the idea behind Trim, and a whole host of similar apps.

Trim is free to use and they can help you renegotiate your bills like with your cable provider, including Comcast, Time Warner, and Charter. They connect to your accounts, analyze your recurring subscriptions, and identifies areas where you could be saving money. The cable is just the start, they will look at other subscriptions too including your car insurance.

The best part is that they handle the negotiations for you. No more calling Comcast and navigating the phone menu for ages – they do it for you. If you want to cancel, they'll do that for you too.

Here is our full review of Trim.

Summary

There are a lot of apps, many of them free but some of them paid, that will help you save time, save money, and save gray hairs.

Mac Finance Apps Free Downloads

Want to hear something funny? When we surveyed of our readers, the number one “app” was Microsoft Excel. Far and away the most popular application for anything – budgeting, financial dashboarding, net worth, whatever category you picked – it was Microsoft Excel.

Microsoft Excel is all about finding a template and customizing something that fits your exact needs. It can be a lot of work but that hands-on interaction means you know the data is pristine. You can rely on tools like Tiller to pull the transaction data too so you get the automation (it works with Google Docs).

I use Microsoft Excel to track our net worth, with Personal Capital pulling the data. It's a nice little set up but it takes some time to get going.

The apps on this list are pre-built, faster to get into, and free. If you're starting from scratch, these apps will get you there faster but will not fit you like a glove. Excel is like a custom-tailored suit, these are off the rack.

Every adult needs to keep track of how they spend their money, they need to create budgets to make sure that everything is okay, and even see if there is something left for them to save or spend on themselves after a hard day of work. That’s why here we show you the best home finance apps for Mac.But keeping track of your finance is not as simple for some as it is to others. Some might just not be great with numbers, so this apps are a great way for them to get the right results in a quick way.

But since these are some of the most sought out apps in the market, there are way too many to choose from, so what we are going to is show you some of the ones that are considered the best, because of their simplicity, or because they have some of the best features out there. And you will have to make the choice between these options depending on the features you like and then you can just download it.

The best home finance apps for Mac

Level Money:

This is the best option you will find out there, to track the movements in multiple bank accounts without having to go through too much trouble and confusion. It also has aat-a-glance feature where you can see how everything is going, and if there is any trouble. You can set up monthly, and even weekly budgets that you’ll be able to keep track of using the feature that was previously mentioned. This app is available for free, and you can also download it to your phone so you can check this things wherever you are at the moment.

Liquid Ledger:

This is considered one, if not the best home finance app for Mac since it comes with so many finance features, like the built-in calculator, you can also choose from multiple kinds of currencies, and you can even use it to print checks at real time. You can use it to create reports and graphs for different things. It’s not a free app, but if you want to try it out if it’s worth to pay for, you can use the 60 day free trial that this platform offers you.

You Need A Budget:

Like the one mentioned before this one is not free, but you can find a monthly plan where you just have to pay $5 dollars a month. But if you are a new users you can just use the 34 day free trial to try it out, but there is also a special offer for users who are in college, they can get it for free as long as they provide proof of their enrollment.

It also has a mobile version, you can use to check all your transaction when you are not on your computer. And it uses Cloud synch to keep all your devices with the same information whenever there is a change made in any of them. You can use all the versions to create different budgets.

Moneydance:

Microsoft Finance App

This app serves most of the same features and that the ones that were previously mentioned. It’s considered one of the best home finance apps for Mac devices. And even when it includes so many features it still manages to keep everything looking very clean and not too full. You can choose from multiple currencies, and you can backup every important detail like reports and anything like on your Dropbox account if you choose for that.

Budget by Snowmint:

One of the best features that this platform offers you, is the fact that whenever you create a new budget you will be able to see them in the form of ‘envelopes’that you can classified with different uses, like the electrical bills, and then you can see how you have saved for each one. It also comes with a very active support forum and every small upgrade to it will be free for all the users, so this way you only have to pay for this platform once.

AceMoney:

Free Finance Apps For Windows

This is a very simple and easy to use app. So for those that don’t have that much experience with this kind of platforms will find it a very nice way to learn. And even if doesn’t come with too many features, it serves the function that you need it to do, so if you are using only for your personal finances and not a company you won’t have any kind of trouble.